Property FAQs

Getting to know about property-related Frequently Asked Questions (FAQs) is essential for owning or disposing a property, especially in Singapore. Thanks to the advancement of Internet Technology and the dedicated efforts from the governmental public agencies, banks and other private organizations, property buyers and sellers can easily get access to finding the answers for those FAQs.  Let’s go through them one by one.

FAQs about buying, selling , leasing HDB flats

From HDB website, you can find all FAQs about latest governmental measures, buying a flat, renting a flat, selling your flat and HDB living from HDB FAQs.

FAQs on private property market, state land use plan, development control, government land sales from Urban Redevelopment Authority (URA)

URA website has a FAQ portal to provide visitors with timely property information in Singapore.

FAQs on owning a property from Central Provident Fund (CPF) Board

CPF Board website offers a very useful guide called CPF for property FAQs on owning a property using money from your CPF account. This is very useful and comprehensive guide and covers almost all the questions you may encounter for owning a property with CPF. You can find all the questions about owning a property related to the use of CPF.

FAQs on property loan from Monetary Authority of Singapore (MAS)

MAS website has a general finance and money related FAQs. For property loan related MAS FAQs, you can also refer to the following sources:

1) MAS press release on Additional Measures To Ensure A Stable And Sustainable Property Market on 11 January 2013.

2) MAS Introduces Debt Servicing Framework for Property Loans on 28 June 2013

3) FAQs on MAS Total Debt Servicing Framework for Property Loans and Refinements to Housing Loan Rules.

Those are the most important governmental measures on Singapore property market and still play their roles.

FAQs on Property-related Tax from Inland Revenue Authority of Singapore(IRAS)

For more information Additional Buyer’s Stamp Duty, you refer to the e-Tax guide on Additional Buyer’s Stamp Duty (ABSD) on Purchase of Residential Properties.

  • FAQs on Seller’s Stamp Duty for residential property

For more information, you can refer to the e-Tax guide on the Imposition of Stamp Duty on Sellers for Sale or Disposal of Residential Property.

  • FAQs on Seller Stamp Duty for industrial property

For more information, you can refer to the e-Tax guide on the Imposition of Stamp Duty on Sellers for Sale or Disposal of Industrial Property.

Singapore banks’ property loan FAQs

As one of the world financial centers,  Singapore banks provide both local and foreigner buyers with one-stop and customized solutions for your mortgage loan when you buy some property in Singapore.

  • UOB Bank FAQs

UOB Bank has a practical home loan guide to smooth your application for mortgage loan. Here are subjects you may be intertestd in.

  1. UOB General Mortgage FAQ

  2. FAQ for New UOB Loan Customers

  3. UOB mortgage loan FAQs for Foreigners

With DBS online guide, you can get most of your questions on mortgage loan answered.

OCBC Bank is also a major mortgage loan service provider for HDB flat and private homes.

For both private and HDB properties, you can enjoy transparent and attractive home loan interest rates with with Citibank Home Saver.

You can get good idea about property loan from HSBC Bank Home Loan FAQs.

Council for Estate Agencies (CEA) FAQs

Council of Estate Agencies (CEA) is a statutory board established  to administer the enhanced regulatory framework for the real estate agency industry. Property buyers or sellers who engage real estate agent to implement their transactions can look for more useful information from CEA FAQs.

Inquiry about buying and selling a House from The Law Society of Singapore(LSS)

You are advised to read the law matters about buying and selling a home in Singapore from LSS website.

FAQs about landed property and land-related issues from Ministry of Law of Singapore(MLS)

When you are interested in the land-related questions, you visit the website of Ministry of Law Singapore(MLS) about Land.

FAQs about strata-titled property transaction and living from Strata Titles Board(STB)

If you want to learn more about living in strata-titled property such as condominiums and apartments, you can visit website of Building and Construction Authority (BCA) and read the guide on Strata Living in Singapore here.

FAQs about applying and registering property, State land and property from Singapore Land Authority(SLA)

If you want to know more information about application and registration of property transaction, rent and maintenance of State property, sale of State land and so on, please refer to Singapore Land Authority(SLA) FAQs here.